Back to calculator
Legal

Terms of Service

Last updated: May 26, 2026

These Terms of Service ("Terms") govern your access to and use of costtowork.com (the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.

Informational Purpose

CostToWork is provided for general informational and educational purposes only. The calculator produces estimates based on the values you enter and standard assumptions; results are illustrative and not guaranteed to reflect your actual expenses.

No Financial Advice

Nothing on the Service constitutes financial, tax, legal or professional advice. CostToWork is not a substitute for the advice of a qualified professional. You should consult an appropriate advisor before making any decision based on the information presented here.

Accuracy Disclaimer

While we strive to keep information accurate and up to date, we make no warranties, express or implied, regarding the completeness, accuracy, reliability or availability of the Service or any information, calculations or related graphics. Any reliance you place on such information is strictly at your own risk.

Limitation of Liability

To the maximum extent permitted by law, CostToWork and its operators shall not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits or revenues, arising out of or relating to your use of or inability to use the Service.

Intellectual Property

All content, design, code, text, graphics, logos and other materials made available through the Service are the property of CostToWork or its licensors and are protected by intellectual property laws. You may not reproduce, modify, distribute or create derivative works without prior written permission.

User Responsibilities

You agree to use the Service only for lawful purposes and in a manner consistent with applicable laws and regulations. You must not interfere with the operation of the Service, attempt to gain unauthorized access, or use automated means to harvest data from the Service.

Updates to These Terms

We may revise these Terms at any time by updating this page. Continued use of the Service after changes are posted constitutes acceptance of the revised Terms. We encourage you to review this page periodically.

Contact

Questions about these Terms can be sent to hello@costtowork.com.